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Stripe

Payments infrastructure for internet businesses

4.6 Editor rating
#2 in Payments Rank
44
AppsInsight Score Needs Improvement
Usage-based 2.9% + 30¢ per transaction Payments
  • Trusted by 10,000+ buyers worldwide
  • 500+ verified reviews from real users
  • Updated weekly fresh & accurate data
  • Independent editorial research 100% unbiased

What is Stripe?

Payments infrastructure for internet businesses Stripe provides APIs for payments, billing, Connect payouts, and fraud tools so developers can launch monetization quickly.

Our verdict

Stripe's developer experience and global coverage make it the default choice for subscription and marketplace billing.

Reviewed by Ashley Richmond Chief Marketing Officer at AppsInsight Last updated July 7, 2026

Full review

Stripe provides APIs for payments, billing, Connect payouts, and fraud tools so developers can launch monetization quickly.

Who it's for

Best for

  • SaaS
  • marketplaces
  • e-commerce

At a glance

PricingUsage-based
Starting price2.9% + 30¢ per transaction
Free planNo
Free trialNo
PlatformsWeb app
APINo
CompanyStripe
Apps Insight Score44/100

Why this app scored 44/100

Editorial Review 24/30
  • Product quality 10/10 10/10
  • Ease of use 3/5 3/5
  • Feature depth 3/5 3/5
  • Innovation 3/5 3/5
  • Value for money 3/3 3/3
  • Recommendation confidence 2/2 2/2
Trust & Verification 16/25
  • AppsInsight badge installed Badge verified 15/15
  • HTTPS website HTTPS 1/1
  • Business support email Missing 0/1
  • Privacy policy published Missing 0/2
  • Terms of service published Missing 0/1
  • Security certifications None listed 0/2
  • Knowledge base / help center Missing 0/2
  • Social profiles linked 0 profiles linked 0/1
Community 0/20
  • Verified reviews & rating 0 reviews (5 needed) 0/15
  • Recent reviews No reviews yet 0/5
Product Profile 3/20
  • Detailed description 17 words 0/3
  • Screenshots 0 screenshots 0/3
  • Demo video No demo video 0/2
  • FAQ 2 items 0/2
  • Feature list 0 items 0/2
  • Pricing published Starting price listed 2/3
  • Pros & cons Pros & cons listed 1/1
  • Integrations 0 integrations 0/2
  • API available No 0/1
  • Company details 1 of 3 details filled 0/1
Freshness 1/5
  • Listing recently updated Updated 60 days ago 1/3
  • Recent changelog entry No changelog entries 0/2

Editorial points are assigned by AppsInsight editors and cannot be purchased or influenced.

How Stripe compares

FeatureStripeChime
Rating4.6 / 55.0 / 5
PricingUsage-basedFree plan
Starting price2.9% + 30¢ per transactionFree
Free planIncludedIncluded
Free trialNoNo
PlatformsWeb appWeb app, iOS (iPhone & iPad), Android
Best forSaaS, marketplaces, e-commerceSolo creators, SMB marketing teams, freelancers, hourly workers, budget-conscious consumers, buyers who want fee-free mobile banking

Stripe vs Chime

Pricing

Usage-based2.9% + 30¢ per transaction

Pros & Cons

Pros

  • Excellent API and documentation
  • Billing and subscriptions built-in
  • Strong fraud tooling

Cons

  • Fees add up on high volume
  • Account approval can take time
  • Support tiers cost extra

Stripe alternatives

View all alternatives
Best Fintech App

Chime

Fee-free banking with early pay and mobile-first account access.

Free plan
  • Web app
  • iOS (iPhone & iPad)
  • Android

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Frequently asked questions

What is Stripe?
Stripe provides APIs for payments, billing, Connect payouts, and fraud tools so developers can launch monetization quickly.
Who is Stripe best for?
SaaS, marketplaces, e-commerce